diff --git a/django/db/models/base.py b/django/db/models/base.py
index 180df0cff2..58bf74dc91 100644
--- a/django/db/models/base.py
+++ b/django/db/models/base.py
@@ -1118,7 +1118,7 @@ class Model(AltersData, metaclass=ModelBase):
             and not force_insert
             and not force_update
             and self._state.adding
-            and (meta.pk.has_default() or meta.pk.has_db_default())
+            and all(f.has_default() or f.has_db_default() for f in meta.pk_fields)
         ):
             force_insert = True
         # If possible, try an UPDATE. If that doesn't update anything, do an INSERT.
diff --git a/tests/composite_pk/models/tenant.py b/tests/composite_pk/models/tenant.py
index 810fb50db7..9817b40fac 100644
--- a/tests/composite_pk/models/tenant.py
+++ b/tests/composite_pk/models/tenant.py
@@ -1,3 +1,5 @@
+import uuid
+
 from django.db import models
 
 
@@ -46,8 +48,8 @@ class Comment(models.Model):
 
 class Post(models.Model):
     pk = models.CompositePrimaryKey("tenant_id", "id")
-    tenant = models.ForeignKey(Tenant, on_delete=models.CASCADE)
-    id = models.UUIDField()
+    tenant = models.ForeignKey(Tenant, on_delete=models.CASCADE, default=1)
+    id = models.UUIDField(default=uuid.uuid4)
 
 
 class TimeStamped(models.Model):
diff --git a/tests/composite_pk/test_create.py b/tests/composite_pk/test_create.py
index a007952f66..38ad9690fb 100644
--- a/tests/composite_pk/test_create.py
+++ b/tests/composite_pk/test_create.py
@@ -1,6 +1,7 @@
+from django.db import IntegrityError
 from django.test import TestCase, skipUnlessDBFeature
 
-from .models import Tenant, User
+from .models import Post, Tenant, User
 
 
 class CompositePKCreateTests(TestCase):
@@ -8,7 +9,7 @@ class CompositePKCreateTests(TestCase):
 
     @classmethod
     def setUpTestData(cls):
-        cls.tenant = Tenant.objects.create()
+        cls.tenant = Tenant.objects.create(id=1)
         cls.user = User.objects.create(
             tenant=cls.tenant,
             id=1,
@@ -151,3 +152,12 @@ class CompositePKCreateTests(TestCase):
                 self.assertEqual(user.email, fields["defaults"]["email"])
                 self.assertEqual(user.email, f"user{user.id}@example.com")
                 self.assertEqual(count + 1, User.objects.count())
+
+    def test_save_default_pk_not_set(self):
+        with self.assertNumQueries(1):
+            Post().save()
+
+    def test_save_default_pk_set(self):
+        post = Post.objects.create()
+        with self.assertRaises(IntegrityError):
+            Post(tenant_id=post.tenant_id, id=post.id).save()